PAYMENTS + FINANCIAL OPERATIONS

Make every payment easier to complete—and easier to manage.

Accept payments online, in person, or through API. Give customers flexible ways to pay while keeping reconciliation, repayment, and recovery connected behind the scenes.

Build my payments planExplore capabilities
Designed for Lenders Servicers Recovery teams Growing businesses
Connected payment operations LIVE
Kaizen payments operations dashboard
Payment acceptedOnline · In person · API
Account updatedAutomatically connected
Next actionReconcile · Repay · Recover
CheckoutModern terminalsPayment APIPayment plansReconciliationRecovery handoffs
WHY KAIZEN PAYMENTS

More completed payments. Less operational drag.

A payment experience should help customers move forward and give your team a clear view of what happens next.

01

Meet customers where they pay

Offer in-person, online, checkout, and API-led experiences without forcing every customer through the same flow.

02

Turn intent into completed payments

Make it easier to pay now or choose a structured plan when one-time payment is not the right fit.

03

Keep operations in sync

Connect payment activity with account status, reconciliation, communications, and recovery workflows.

04

Expand without another rebuild

Start with processing, then add recovery, reporting, automation, and intelligence as your needs evolve.

A BETTER PAYMENT FLOW STARTS HERE

Bring us your current setup. Leave with a clearer path forward.

Talk to a payments specialist

Payment processing built for how you get paid

Accept payments online, in person, or through API—with payment plans and financial operations connected in one platform.
Get a processing quote

One platform for every way customers pay

In-person payments

Accept card and wallet payments in-store or on the go with modern terminals and a setup designed around your business.

Talk to a payments specialist

Online payments and API

Add secure payment acceptance to your website, application, or workflow through flexible checkout and API options.

Talk to a payments specialist

Checkout and payment plans

Offer streamlined checkout, popular payment methods, and flexible plans that make it easier for customers to pay.

Talk to a payments specialist
BEYOND PAYMENT ACCEPTANCE

Turn every transaction into a connected next step.

Kaizen keeps payment acceptance, account activity, repayment plans, and recovery workflows working together—so customers face less friction and teams spend less time stitching systems together.

01

Every payment channel, one strategy

Support in-person, online, checkout, and API-led experiences without fragmenting your operation.

02

Payment plans customers can act on

Give customers practical ways to pay now or stay on track with a structured repayment experience.

03

A clearer operational picture

Keep payment status, promises to pay, reconciliation, and recovery activity visible in one connected workflow.

04

Built to grow past processing

Add communications, reporting, automation, recovery, and intelligence without replacing your payment foundation.

FROM CURRENT STATE TO LIVE PAYMENTS

A payment flow shaped around your business.

Start with your channels, customers, systems, and operating goals. Kaizen maps the right payment experience and the workflows that need to connect around it.

1

Map the moments that matter

Review where customers pay today, where they abandon, and where your team loses time.

2

Design the right payment flow

Choose the channels, checkout options, payment plans, integrations, and controls that fit your operation.

3

Launch, learn, and expand

Go live with a focused scope, then add automation and adjacent Kaizen capabilities as needs evolve.

LET'S DESIGN YOUR PAYMENT FLOW

See what a better payment operation could look like.

Share your current setup and priorities. We’ll recommend a practical path to launch and scale.

Build my payments plan

Mark Thompson

Vice President at
capalino & Company

“We were able to recover more than 90% of our underlying bad debt instead of writing it off.”

~2x

Faster
Payroll spent hunting down invoices was cut down in half.

98%

Recovery
Which would have been written off otherwise.

Get started today and unlock the power of our solutions.

Get Started For Free
READY TO MAKE GETTING PAID EASIER?

Build a payment experience customers want to complete.

Talk through your channels, volume, systems, and goals with a Kaizen payments specialist.

Start the conversation

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KAIZEN PAYMENT PROCESSING

Payments built to keep revenue moving.

Accept cards online, in person, or through API. Add recurring billing, payment plans, and cash discount—while every transaction stays connected to the customer and the next action.

Get a processing estimate ↓Talk to a payments specialist
CONNECTED PAYMENT OPERATIONS● LIVE
Kaizen payment operations dashboard
PAYMENT ACCEPTEDOnline · In person · API
ACCOUNT UPDATEDAutomatically synchronized
NEXT ACTIONReconcile · Remind · Recover
ONE PROCESSING FOUNDATION
ONLINEIN PERSONAPIRECURRINGPAYMENT PLANS
PAY THE WAY YOUR CUSTOMER EXPECTS

Every channel.
One payment operation.

Choose the payment experiences that fit your business today, then add automation and adjacent Kaizen capabilities without rebuilding the foundation.

↗

Online checkout

Send secure payment links, accept invoice payments, and create hosted checkout experiences customers can complete from anywhere.

Design your checkout →
▣

In-person POS

Capture card-present payments at the counter while transactions and customer records stay connected to Kaizen Cloud.

See Kaizen POS →
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Payments API

Embed payment acceptance into your website, application, or financial workflow with a developer-ready integration path.

Explore the API →
↻

Recurring & plans

Support subscriptions, structured repayment, and flexible customer options when one-time payment is not the right fit.

Explore flexible payments →
KAIZEN IN PERSON

Your counter,
connected to the cloud.

Accept card-present payments on a premium countertop stand while every invoice, customer, and transaction stays synchronized with the Kaizen web app.

✓Merchant processing built in✓Invoice-to-POS handoff✓Real-time cloud synchronization✓One transaction history
Explore in-person payments ↗
Kaizen point-of-sale countertop stand
PAYMENTAPPROVED · $428.00
KAIZEN CLOUDTransaction synchronized
BEYOND PAYMENT ACCEPTANCE

Every transaction creates
the right next step.

Kaizen keeps payment acceptance connected to invoice status, account activity, reconciliation, reminders, and recovery workflows.

ONE SOURCE OF TRUTH

Payment activity your whole team can act on.

See transactions alongside the customer and account context that explains what happened and what should happen next.

Kaizen connected payments dashboard
AUTOMATION AROUND THE PAYMENT

Let status drive the workflow.

Use payment events and invoice status to stop reminders, update records, schedule follow-up, or prepare a recovery handoff.

1Invoice sentCustomer receives secure link✓
2Payment acceptedAccount updates in real time✓
3Next action selectedReconcile, follow up, or recover→
FLEXIBLE PAYMENT OPTIONACTIVE
Balance due$4,280.00
$4,280Pay today
$1,0704 payments
$7136 payments
Select a payment option →
RECURRING BILLING & PAYMENT PLANS

Make payment possible,
not just available.

Offer subscriptions, scheduled payments, and structured plans that help customers take action while keeping the account status and future payments visible to your team.

✓One-time and recurring billing✓Customer-friendly repayment options✓Connected promises and payment status
PAYMENTS API

Build payment acceptance
into your own experience.

Use Kaizen’s Payments API to connect checkout and transaction activity to your website, application, or financial workflow.

Read the API overview ↗Discuss an integration
POST /v1/payments

{
  "amount": 42800,
  "currency": "USD",
  "customer_id": "cus_kaizen",
  "invoice_id": "KZ-2048"
}

201  payment.status = "approved"
KAIZEN PROCESSING ESTIMATOR

See your preliminary
processing range.

Answer four quick questions. No contact information is required to see the estimate.

Will you use a cash-discount program and pass the card fee to the customer?
FROM CURRENT STATE TO LIVE PAYMENTS

A payment flow shaped
around your business.

Start with your customers, channels, systems, and operating goals.

01

Map the payment moments

Review how customers pay today, where they abandon, and where your team loses time.

02

Design the right flow

Choose channels, checkout options, plans, integrations, hardware, and cash-discount strategy.

03

Launch, learn & expand

Go live with focused scope, then add automation and adjacent Kaizen capabilities as needs evolve.

READY TO MAKE GETTING PAID EASIER?

Build a payment experience
customers want to complete.

Talk through your channels, volume, systems, and goals with a Kaizen payments specialist.

Start the conversation ↗Estimate processing costs