The only collections platform with a flat-fee model, zero success fee on the Starter plan, and contingency rates starting as low as 7% — so you keep more of what you're owed.
No complexity, no chasing agencies, no uncertainty. Upload once, we handle the rest.
Submit any unpaid B2B invoice to get started instantly. No lengthy onboarding or paperwork required.
Our team handles all outreach and follow-ups professionally, so you can stay focused on your business.
Funds deposited directly to your account. Fast, simple, and transparent every step of the way.
Traditional collection agencies take 25–50% of recovered debt and charge retainers. We built a better model.
Our Starter plan charges zero success fee. You keep every dollar collected, paying only the flat monthly subscription.
Pro plan starts at 7% for current debt. Compare that to agencies charging 30–50%. Over a $500K portfolio, that's hundreds of thousands back in your pocket.
Start placing accounts today with no upfront cost and no credit card. See results before you pay a cent.
We scale contingency by debt age — not one-size-fits-all. Fresh debt (0–90d) at 7%, not penalized the same as legacy accounts.
Pro plan includes API + CRM integrations so your collections workflow runs automatically, not on spreadsheets.
Unlike a single agency, we guarantee fallback execution and instant priority routing so no account sits idle.
| ⚠️ Traditional Agency | ✅ Kaizen Pay Collections |
|---|---|
| ✕ 30–50% of recovered debt taken as commission | ✓ 0% success fee (Starter) or 7–25% contingency |
| ✕ Retainer fees charged regardless of results | ✓ Flat monthly fee — predictable, no surprises |
| ✕ No transparency on outreach activity | ✓ Full dashboard + real-time tracking |
| ✕ Lengthy onboarding, paperwork, delays | ✓ Upload & go in minutes |
| ✕ Single agency, no fallback if they fail | ✓ Agency marketplace + guaranteed fallback routing |
| ✕ Manual reporting & periodic check-ins only | ✓ Advanced reporting & data exports |
| ✕ No CRM or API integration | ✓ API + CRM integrations (Pro+) |
No hidden fees. No surprises. Pick the plan that fits your collection volume — and upgrade anytime.
Best for businesses getting started with account placements.
For businesses placing accounts regularly. Contingency scales with debt age.
For teams running collections as a core workflow. Lower rates, full integrations.
For larger portfolios needing custom volume, SLAs, and dedicated support.
Join businesses recovering more of what they're owed — with pricing that doesn't punish your success.
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